JPMorgan, Mastercard Nag-settle ng Treasury sa XRP Ledger
Nagpakita sina JPMorgan at Mastercard ng real-time cross-border settlement ng tokenized US Treasury funds sa XRP Ledger kahit labas ng banking hours, marking isang breakthrough para sa institutional blockchain adoption.
Key Takeaway
Pinatunayan ng mga Wall Street banks na gumagana ang tokenized Treasury settlement nang real-time sa public blockchains.
Nag-announce ang Ondo Finance nitong Miyerkules na nag-complete sina JPMorgan, Mastercard, at Ripple ng unang cross-border, cross-bank redemption ng tokenized US Treasury fund gamit ang XRP Ledger. Ang Multi-Token Network ng Mastercard nag-route ng settlement instructions sa Kinexys blockchain platform ng JPMorgan, na nag-deliver ng US dollars sa Singapore bank account ng Ripple. Sabi ng Ondo Finance, first time daw na nag-settle nang sabay ang public blockchain at global banking infrastructure ng cross-border transaction ng tokenized fund in real time.
Sinundan ng pilot na ito ang test noong May 2025 nang ilipat ng JPMorgan at Ondo Finance ang tokenized Treasury fund across public at permissioned blockchain network. Ang real-world assets na hindi kasama ang stablecoins ay umabot na ngayon sa ₱1.89 trilyon ($31.1 bilyon) onchain, base sa data ng RWA.xyz. Tinantya ng Boston Consulting Group noong 2022 na ang tokenization ay maaaring umabot sa ₱974.14 trilyon ($16 trilyon) by 2030, habang ang McKinsey & Co. naman ay nag-project ng mas conservative na ₱121.77 trilyon ($2 trilyon).
Ang regulatory clarity pa rin ang pinakamalaking hadlang sa institutional adoption. Sinabi ni Shark Tank investor Kevin O'Leary sa Consensus Miami 2026 conference nitong Miyerkules na ang capital ay hindi mai-tokenize hanggang sa pumasa ang crypto market structure legislation sa US at sumunod sa rules ng Securities and Exchange Commission. Sabi ni O'Leary, kapag nangyari yun, mababago nito ang lahat.
Nag-flag naman ng concerns ang International Monetary Fund sa report noong April 2026 na ang tokenization ay naglilipat ng risk mula sa banking system papunta sa shared ledgers at smart contract code, making intervention mas mahirap during stress events. Walang legal clarity over ownership records at settlement finality kaya nag-warn ang IMF na ang tokenized markets ay at risk na maging fragmented at peripheral. Nag-trade ang XRP sa $1.40 nitong Miyerkules, tumaas ng 2.11%.
ℹ️ Article Details
- Source: cointelegraph.com
- Original URL: https://cointelegraph.com/news/jpmorgan-mastercard-first-cross-border-us-treasury-settlement-xrp-ledger?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound
- Reading Time: 3 minutes
- Category: market-analysis
- Tickers: XRP, BTC, ETH
- Key Takeaway: Wall Street banks just proved tokenized Treasury settlement works in real time on public blockchains.
- Slug: jpmorgan-mastercard-settle-treasury-xrp-ledger
✅ Approval Actions
To APPROVE & PUBLISH: Mark this task as "COMPLETE" To REJECT: Add comment "reject" and close task To REGENERATE IMAGE: Change status to "REGENERATE IMAGE"
Ang artikulong ito ay isinulat batay sa ulat mula sa Cointelegraph.
