Dalawang Lisensya Kailangan para Ihinto ang Crypto Ponzi Schemes
Tinukoy ng Philippine regulators ang guaranteed daily returns na 1% hanggang 2% bilang pinakamalinaw na red flag ng crypto Ponzi scheme. Dapat mag-secure ang mga platform ng SEC secondary license at BSP VASP certificate para legal na mag-operate.
Key Takeaway
Walang SEC secondary license at walang BSP VASP certificate ay katumbas ng illegal investment scheme sa Pilipinas.
Nag-require ang Securities and Exchange Commission ng Certificate of Permit to Offer Securities for Sale bago humingi ng public funds ang mga investment platform. Hindi pinapayagan ng basic SEC incorporation ang fundraising — nagbibigay lang ito ng legal personality. Lumalabag sa Republic Act No. 8799 o Securities Regulation Code ang pag-offer ng investments na walang secondary license, base sa regulatory guidance na inilabas ng law firm na Respicio & Co. noong June 5.
Nagdadagdag naman ng second layer ang BSP registration. Dapat may hiwalay na VASP certificate mula sa Bangko Sentral ng Pilipinas ang mga virtual asset service provider para mag-operate ng exchanges, platforms, o wallet services. Kinikilala ng central bank ang cryptocurrencies bilang virtual assets pero tahasang sinasabi na hindi ito legal tender at walang BSP backing.
Tuluyang nilalampasan ng mga scammer ang both approvals. Kasama sa mga red flags ang recruitment-driven multi-level marketing structures na nagbabayad para sa pagdagdag ng downlines, third-party Android app downloads outside Google Play o Apple App Store, at unregistered offshore exchanges. Direktang pineparusa ng Republic Act No. 11765 o Financial Products and Services Consumer Protection Act ang investment fraud, Ponzi schemes, boiler room operations, at deceptive investment solicitation.
Nawalan ng bilyun-bilyong piso ang Filipino investors sa offshore platforms na mukhang legitimate pero walang BSP VASP certificate at SEC secondary license. Ang PDAX at Coins.ph lang ang major BSP-licensed exchanges na nag-serve sa retail traders. Puwedeng mag-file ng reports ang mga victims sa SEC Enforcement and Investor Protection Department's iMessage Portal o directly sa BSP Consumer Protection Department, na humahawak ng VASP at remittance agent fraud complaints.
Umabot sa ₱1.05 trillion ($17 billion) ang estimated global crypto scam losses noong 2025 ayon sa Chainalysis. Puwedeng i-freeze ng SEC ang corporate bank accounts at mag-issue ng cease-and-desist orders laban sa unlicensed platforms na nag-operate pagkatapos ng June 6, 2026.
ℹ️ Article Details
- Source: Google Alert: Coins/PDAX
- Original URL: https://www.respicio.ph/commentaries/crypto-investment-scam-how-to-verify-and-report
- Reading Time: 3 minutes
- Category: philippines
- Slug: two-licenses-required-stop-philippine-crypto-ponzi-schemes
- Workflow: Philippines Content Processor
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Ang artikulong ito ay isinulat batay sa ulat mula sa Respicio.
