Visa Launches AI Payment Platform for Autonomous Shopping

Visa announced Intelligent Commerce Connect, a pilot program designed to handle tokenization, spend controls, authentication, and PCI compliance through a single integration via the Visa Acceptance Platform. Visa President of Value-Added Services Andrew Torre said Intelligent Commerce Connect brings trusted payment acceptance infrastructure into the emerging world of AI-driven commerce, so businesses can let AI agents buy on behalf of consumers securely and at scale.

The platform runs on Coinbase's x402 protocol, which processed ₱1.43 billion ($24 million) in transactional volume over the past 30 days. X402 creator Erik Reppel said the protocol gives agents an open standard to request payment programmatically, and this launch demonstrates how that can work alongside secure card infrastructure to enable real commercial transactions between AI agents and merchants.

AI fintech firm Nevermined integrated with Visa using x402, allowing users to enroll a Visa card, set spending rules, and have AI agents transact within those guardrails. Visa described Intelligent Commerce Connect as a token vault-agnostic on-ramp to agentic commerce for AI agent builders and merchants. The platform supports both Visa and non-Visa card payments, works with major AI agent protocols, and makes merchant catalogs discoverable within AI platforms.

Visa first introduced the Intelligent Commerce framework in late April 2025 during its Global Product Drop event, then enhanced it with developer tools in September 2025. The company announced Visa CLI in March 2026, enabling AI agents to make same-day payments. Pilot partners for Intelligent Commerce Connect include Aldar, AWS, Diddo, Highnote, Mesh, Payabli, and Sumvin, with a broader rollout planned for later in 2026.